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Just one commenter observed that our proposals lacked a discussion of month to month payments compared to whole payments. The commenter believed that, when there is the prospective for borrowers for making lessen monthly payments, the extended duration of payments could cause better full payments.Many commenters strongly supported the proposed REPA

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Many commenters felt that requiring a borrower to document their earnings for past periods to get capture-up credit rating would produce an administrative stress to the borrower, plus the Department. These commenters more advised that we every year notify borrowers if they've qualified durations of deferment and forbearance for which They can be qu